Loans & Grants
Loans
- A deferment or forbearance allows you to temporarily postpone making your federal student loan payments or to temporarily reduce the amount you pay. Go to: https://studentaid.gov/manage-loans/lower-payments/get-temporary-relief
- Advance Fee Loans [article]Go to: https://www.consumer.ftc.gov/articles/0078-advance-fee-loans
- Payday Loans [article]Information from the North Carolina Department of Justice. Go to: https://ncdoj.gov/protecting-consumers/credit-and-debt/payday-loans/
- Common Scams and FraudsIncluding financial frauds. Go to: https://www.usa.gov/common-scams-frauds
Grants
Important! The government does not contact you by email, phone or postal mail to offer you a grant, nor does the government ask for fees to give you money. Most government grants go to organizations, not to individuals.
Go to: https://www.grants.gov/web/grants/learn-grants/grant-eligibility.html
- Government Grants and Loans for IndividualsMany people look to the government to find out how to apply for a grant or to get "free money," which they have seen advertised on television or in various publications. Grants usually go to state and local governments or nonprofit organizations, which then use the money to run local programs. It may be difficult for an individual to qualify for a federal grant. USA.gov has information about legitimate grant and loan opportunities.
Go to: https://www.usa.gov/benefits-grants-loans
Foundation Grants to Individuals by Call Number: R361.763 FOUISBN: 9781595420893Publication Date: 2006-06-01
